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  • Rates & Fees

Rates

 

4.45%

Credit Union Prime Rate
Baseline rate upon which floating rate loans are negotiated.

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Banking Fees

Check out our banking service fees
Subject to change with notice

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Mortgages

Rates effective as of 2025-10-21

Open Mortgage RatesRate
6 Months Open9.50%
1 Year Open9.50%


Closed Mortgage RatesRate
1 Year Closed5.84%
2 Year Closed5.14%
3 Year Closed6.05%
4 Year Closed5.99%
5 Year Closed6.09%


Mortgages Closed Special RatesRate
3 Year Closed4.39%
5 Year Closed4.59%
5 Year Closed (Default Insured High Ratio Mortgage)4.39%



Investments

Rates effective as of 2025-11-03

Guaranteed Investment CertificatesRate
1 Year2.70%
2 Year2.75%
3 Year2.85%
4 Year2.90%
5 Year3.10%

Flex GICRate
1 Year2.05%


RRSPs/RRIFsRate
1 Year2.70%
2 Year2.75%
3 Year2.85%
4 Year2.90%
5 Year3.10%





Please note: all rates are subject to change without notice. Conditions may apply

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Planning calculators

Try our handy calculators to explore how different rates affect your finances.

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