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Guaranteed Investment Certificates (GIC)

Invest with peace of mind.

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Why invest in a GIC or Term Deposit?

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Worry-free investment

Earn guaranteed interest on your investment without any risk of losing your principal.

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Flexible options

Choose from a variety of investment terms and interest rates to suit your specific needs.

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Fully insured

Feel secure in your investment with insurance provided by the Credit Union Deposit Guarantee Corporation.

Choose the right option for you

Term Deposit or GIC

Perfect for you if…

You are looking for a secure, worry-free investment from anywhere between 30 days and 5 years. 

These investment products provide a great way to save and ear money with a guarantee of principal and interest.

Key features
  • Flexible interest rates
  • Investment terms and automatic renewal options
  • Interest can be paid monthly
  • Insured under the terms of the New Brunswick Credit Union Deposit Insurance Corporation
  • Minimum GIC investment: $500

Index Linked Term Deposit

Perfect for you if…

You are looking for a higher possible interest rate with your principle investment guaranteed secure. 

This product allows you to invest in stock markets without any risk to your principal (offered only for a limited time each year).

Key features
  • No fees or commissions
  • Fixed term of 3 or 5 years
  • Rate of return calculated on the performance of the TSE or G7 countries

Guaranteed Gains

Perfect for you if…

You are looking for an investment product you can partially or completely cash in before term (offered only for a limited time each year).

Key features
  • Redeemable at any time without penalty
  • One partial withdrawal allowed during the term
  • Minimum investment: $500
 
 

Get your term deposit more ways

Not sure which term deposit is right for you?

We’ll be happy to help you pinpoint the option that best suits your goals.

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Investing rates

Take a look at the latest competitive rates we offer for our term deposits.
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