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BCU Ownership Advantage

 

 

What is BCU Ownership Advantage?


As a member-owned financial cooperative, your financial well-being is at the heart of everything we do. BCU Ownership Advantage is one of the ways we recognize and reward the members who make our credit union strong. It’s our way of saying thank you, while continuing to invest in your financial success.

Under this program, when you maintain a balance of $2,500 or more in your member share account, you gain access to a collection of exclusive benefits created especially for you including preferred lending rates, bonus on investments, and more. When our members thrive, we all do.

 
 

Member perks of BCU Ownership Advantage

Our members are not just our customers - they are our owners. BCU Ownership Advantage is one way we bring that difference to life, by giving back to the members who make everything we do possible.

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Preferred rates on investment products

Under the BCU Ownership Advantage program you get member-exclusive preferred rates on our investment products+, so your money grows faster and smarter. 

Premium Credit Cards

Under the BCU Ownership Advantage program you can unlock the rewards and perks of our premium credit cards1 for less. Enjoy your first-year annual fee on us - that means premium benefits and savings from day one.

Discounted Lending Rates

Under BCU Ownership Advantage program you enjoy better rates on Loans, Lines of Credit (LOC) and Mortgage products, giving you more flexibility and more affordability.

BCU Ownership Advantage members receive Prime + 0.5% on Total Access Home Equity Accounts

Dividends on Your Shares

As a credit union member, you earn a return on the shares you hold in the form of annual dividends*

Other Perks

Under the BCU Ownership Advantage program you also get other benefits, such as bank drafts at no cost and we will waive future loan application fees, making your banking experience even more rewarding.

Refer Someone and Earn $100

BCU Ownership Advantage members have the opportunity to earn $100 by referring, a friend, family member or neighbour. 

  1. Tell someone about Brunswick Credit Union and the BCU Ownership Advantage program and share your name as their referral.
  2. They join as a new BCU Ownership Advantage member2 and fund their share account with $2,500.
  3. You receive $100 and they receive $50, deposited into your account. A welcome for them, and a thank-you for you!

* Dividends are not guaranteed and are paid based on the profitability of the credit union and your member shares at the end of the previous fiscal year.

+ This offer applies to investment products offered by Brunswick Credit Union such as Guaranteed Investment Certificates (GICs).

1 This offer is valid on new premium Brunswick Credit Union credit cards.

2 Both individuals must be eligible for and maintain active membership in the BCU Ownership Advantage Program to qualify for the referral offer.