Lines of Credit

A Line of Credit (LOC) maximizes your purchasing power.  It enhances access to funds when needed- without waiting or arranging for a personal loan.  It's great for personal emergencies, car repairs, major home applances, investment opportunities, education, RRSP's, etc.  Rates are lower than retail credit cards, so paying off credit card balances in full each month with an LOC limit can reduce overall borrowing costs.


  • Owner controls own credit
  • Funds are accessible by cash withdrawal or transfer in-branch or on-line of Phone Banking transfers
  • Competitive interest rates
  • Flexible payment schedules


  • Competitive interest rate.
  • Optional life, disability and Critical Illness insurance is available

All loans subject to credit approval and normal credit guidelines.

If you would like to meet with one of our specialists book an appointment by email or call a branch to book your appointment.