Skip to main content

Term Deposits

Grow your business savings worry-free.

Select Image

Why invest in a term deposit?

Select Icon

Secure investment

Invest with peace of mind that your business savings are secure while still earning guaranteed interest.  

Select Icon

Flexible options

Select from a variety of investment terms and interest rates to fit your specific business goals.

Select Icon

Fully insured

Feel secure in your investment with insurance provided by the Credit Union Deposit Guarantee Corporation.

Find the right term deposit for your business needs

Term Deposit or GIC (Short Term)

Perfect for your business if…

You are looking for a short-term investment of less than a year. 

Key features
  • 30-365 day terms
  • Higher rates than regular savings accounts

Term Deposit or GIC

Perfect for your business if…

You are looking for a secure, worry-free, long-term investment.

These investment products provide a great way to save and earn money with a guarantee of principal and interest.

Key features
  • Flexible interest rates
  • Investment terms and automatic renewal options
  • Interest can be paid monthly
  • Insured under the terms of the New Brunswick Credit Union Deposit Insurance Corporation
  • Minimum GIC investment: $500

Index Linked Term Deposit

Perfect for your business if…

You are looking for a higher possible interest rate with your principle investment guaranteed secure. 

This product allows you to invest in stock markets without any risk to your principal (offered only for a limited time each year).

Key features
  • No fees or commissions
  • Fixed term of 3 or 5 years
  • Rate of return calculated on the performance of the TSE or G7 countries

Get your term deposit more ways

Not sure which term deposit is right for your business?

We’ll be happy to help you pinpoint the option that best suits your business goals.

Select Image
Select Image

Make a plan.

If you would like to set up a financial plan for your business, one of our knowledgeable business specialists will be able to help you build a  customized plan that will meet your specific business needs.

Investing rates

Take a look at the latest competitive rates we offer for our term deposits.

Select Image

Level up your financial know-how

Guide to saving & investing

Want to learn more about investing? Wish you could save more and spend less? This guide has you covered.

How to save for the future when you’re self-employed

Advice on how to get yourself ready for retirement when you are self-employed.

Get more genuine tips, tricks, and helpful resources on our Honest Money blog.