Bayview Credit Union – NB

Rates are subject to change at anytime.
Prime Rate
US Exchange Rate
Mortgage Rates
Deposit Account Rates
Investment Rates

PRIME RATE
Effective July 28, 2015
2.85%
U.S. Exchange Rates
Effective June 28, 2017
Buy from CU  Sell to CU
U.S. Cash / cheque $1.3472 $1.2752

*Displayed U.S. dollar exchange rates apply only to transactions up to $999.99. Please contact a Bayview Credit Union service representative to confirm rates for higher exchange amounts.
Rates can only be guaranteed at the time of transaction.

MORTGAGE RATES
Term Open Closed
6 Months 7.00% 4.45%
1 Year 7.00% 3.14%
2 Year *2.29%
3 Year 3.44%
4 Year 4.09%
5 Year *2.69%
5 Year cashback available; contact branch for details

*Rate specials – some conditions and restrictions apply. Offer can be withdrawn or changed at anytime without notice.
Annual Percentage Rate (APR) means the cost of borrowing for a loan expressed as an interest rate. It includes all interest and non-interest charges associated with the mortgage. As Bayview Credit Union does not charge fees on most residential mortgages, the annual interest rate and APR are usually identical.

DEPOSIT ACCOUNT RATES
Plan 24 Daily Interest 0.15%
U.S. Savings 0.15%
Standard Savings 0.15%
TFSA Super Savings Account 0.75%
Premium Investment Account
$0 – $4,999.99 0.00%
$5,000 – $9,999.99 0.25%
$10,000 – $24,999.99 0.50%
$25,000 – $59,999.99 0.75%
$60,000 plus 1.25%
Pay As You Go Account
$0 – $4,999.99 0.00%
$5,000 – $24,999.99 0.10%
$25,000 – $49,999.99 0.25%
$50,000 – $99,999.99 0.50%
$100,000 – $249,999.99 0.75%
$250,000 plus 1.00%

 

INVESTMENT & RRSP RATES
Non-Registered Term  _ GIC
30-59 Days 0.15% 0.15%
60-89 Days 0.15% 0.40%
90-119 Days 0.15% 0.50%
120-179 Days 0.15% 0.55%
180-269 Days 0.15% 0.60%
270-364 Days 0.15% 0.65%
Non-Registered & Registered
(RRSP & RRIF)
Term GIC
1 Year 0.25% 1.40%
2 Years 0.50% 1.70%
3 Years 0.60% 1.80%
4 Years 0.75% 1.35%
5 Years 1.00% 2.00%
3 Year Step* yr1 1.00%
yr2 1.25%
yr3 1.85%
Average Yield 1.36%
5 Year Step* yr1 1.00%
yr 2 1.25%
yr 3 1.65%
yr 4 1.80%
yr 5 3.50%
Average Yield 1.84%

*Not available in RRIF

Variable Rate RRSP Savings
$0 – $4,999.99 0.15%
$5,000 – $24,999.99 0.25%
$25,000 plus 0.40%

 

Rates