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Interest Rates

Rates are subject to change at anytime.

 

PRIME RATE
(Effective July 21, 2010)

2.75%
U.S. Exchange Rates
(Effective September 2, 2010)
  Buy from CU Sell to CU
U.S. Cash $1.0727 $1.0277
U.S. Cheque $1.0727 $1.0277

*Displayed U.S. dollar exchange rates apply only to transactions up to $999.99. Please contact a Bayview Credit Union service representative to confirm rates for higher exchange amounts. Rates can only be guar- anteed at the time of transaction.

MORTGAGE RATES
(Effective August 11, 2010)
Term
Open
Closed
6 Months 7.00% 4.75%
1 Year 7.45% 3.50%
2 Year -- 4.00%
3 Year -- 4.55%
4 Year -- 5.24%
5 Year -- *4.19%
4% Cash Back -- 5.59%
5% Cash Back -- 5.84%

*Special 4.19% rate promotion on 5 Year term - Regular rate for same term: 5.34%. Some conditions and restrictions apply. This offer can be withdrawn or changed at anytime without notice.

DEPOSIT RATES
(Effective July 1,2009)
Plan 24 Daily Interest 0.15%
U.S. Savings 0.15%
Standard Savings 0.25%
TFSA Super Savings Account 1.00%
Premium Investment Account
$0 - $4,999.99 0.00%
$5,000 - $9,999.99 0.25%
$10,000 - $24,999.99 0.50%
$25,000 - $59,999.99 0.75%
$60,000 plus 1.25%
Pay As You Go Account
$0 - $4,999.99 0.00%
$5,000 - $24,999.99 0.10%
$25,000 - $49,999.99 0.25%
$50,000 - $99,999.99 0.50%
$100,000 - $249,999.99 0.75%
$250,000 plus 1.00%

 

INVESTMENT & RRSP RATES
(Effective March 16, 2010)
Non-Registered
Term
GIC
30-59 Days 0.05% 0.20%
60-89 Days 0.05% 0.20%
90-119 Days 0.05% 0.20%
120-179 Days 0.05% 0.20%
180-269 Days 0.05% 0.20%
270-364 Days 0.05% 0.20%
Non-Registered & Registered (RRSP & RRIF)
1 Year 0.75% 1.25%
18 Months* -- --
2 Years 1.00% 1.35%
3 Years 1.30% 1.50%
4 Years 1.45% 1.60%
5 Years 2.25% 2.80%
3 Year Step* yr1 1.25%
  yr2 2.00%
  yr3 3.30%
Average Yield 2.18%
5 Year Step* yr1 1.25%
  yr2 1.50%
  yr3 2.50%
  yr4 3.25%
  yr5 5.25%
Average Yield 2.75%
*Not available in RRIF
Variable Rate RRSP Savings
$0-$4,999.99 0.15%
$5,000-$24,999.99 0.25%
$25,000 plus 0.40%