Interest Rates

Rates are subject to change at anytime.

PRIME RATE
(Effective July 21, 2010)

2.75%

	Buy from CU	Sell to CU
U.S. Exchange Rates (Effective September 2, 2010)
U.S. Cash	$1.0727	$1.0277
U.S. Cheque	$1.0727	$1.0277

*Displayed U.S. dollar exchange rates apply only to transactions up to $999.99. Please contact a Bayview Credit Union service representative to confirm rates for higher exchange amounts. Rates can only be guar- anteed at the time of transaction.

MORTGAGE RATES (Effective August 11, 2010)
Term	Open	Closed
6 Months	7.00%	4.75%
1 Year	7.45%	3.50%
2 Year	--	4.00%
3 Year	--	4.55%
4 Year	--	5.24%
5 Year	--	*4.19%
4% Cash Back	--	5.59%
5% Cash Back	--	5.84%

*Special 4.19% rate promotion on 5 Year term - Regular rate for same term: 5.34%. Some conditions and restrictions apply. This offer can be withdrawn or changed at anytime without notice.

DEPOSIT RATES (Effective July 1,2009)
Plan 24 Daily Interest	0.15%
U.S. Savings	0.15%
Standard Savings	0.25%
TFSA Super Savings Account	1.00%
Premium Investment Account
$0 - $4,999.99	0.00%
$5,000 - $9,999.99	0.25%
$10,000 - $24,999.99	0.50%
$25,000 - $59,999.99	0.75%
$60,000 plus	1.25%
Pay As You Go Account
$0 - $4,999.99	0.00%
$5,000 - $24,999.99	0.10%
$25,000 - $49,999.99	0.25%
$50,000 - $99,999.99	0.50%
$100,000 - $249,999.99	0.75%
$250,000 plus	1.00%

Non-Registered & Registered (RRSP & RRIF)
INVESTMENT & RRSP RATES (Effective March 16, 2010)
Non-Registered	Term	GIC
30-59 Days	0.05%	0.20%
60-89 Days	0.05%	0.20%
90-119 Days	0.05%	0.20%
120-179 Days	0.05%	0.20%
180-269 Days	0.05%	0.20%
270-364 Days	0.05%	0.20%
1 Year	0.75%	1.25%
18 Months*	--	--
2 Years	1.00%	1.35%
3 Years	1.30%	1.50%
4 Years	1.45%	1.60%
5 Years	2.25%	2.80%
3 Year Step*	yr1	1.25%
	yr2	2.00%
	yr3	3.30%
Average Yield		2.18%
5 Year Step*	yr1	1.25%
	yr2	1.50%
	yr3	2.50%
	yr4	3.25%
	yr5	5.25%
Average Yield		2.75%
*Not available in RRIF

Variable Rate RRSP Savings
$0-$4,999.99	0.15%
$5,000-$24,999.99	0.25%
$25,000 plus	0.40%